This excellent paper was commissioned by Independent Freelancers Australian supported by the Commonwealth Bank of Australia and undertaken by Monash University. The aim of the research was to develop a better understanding of the independent freelancer/ micro business owner/ self employed sector in Australia. They rightfully argue that a better understanding is crucial for anyone wanting to interact within such a complex sector. They suggest that the responses of this group to current and future economic situations will be a critical litmus test for the whole of society. Moreover the success or otherwise of this group has direct implications for the collection of taxes, for the repayment of loans, and via a traditional 'multiplier effect' there may be implications for many larger businesses. (PDF file, 12 pages, 1,717 KB)

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